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  • Kung nasadlak man tayo sa utang,
huwag mag-alala dahil hindi pa huli ang lahat. Bawat problema ay may sulusyon, ang kailangan lang natin ay umaksyon! — Chinkee Tan

Excerpted from “My Utang-Free Diary” published by @csmpublishing 
Book review coming to

#bookreview #utangfreediary #debtfree #freedomfromdebt #debtfreesolutions #chinkeetan #chinkeetanbooks
  • But I have learned since then that making a difference is not just about giving out gospel tracts or sharing the gospel to a number of people; it doesn’t stop there. You start to make a difference when you pray for the people around you. — Alea Toledo

Excerpted from Take Heart, Letters of Faith, Hope, and Love published by @csmpublishing 
Read the book review at