Author: Admin

An Emergency Fund is a Must

By Randell Tiongson Question: Is it really necessary to have an emergency fund? Francis via Facebook Answer: Yes because emergencies happen! It is foolish to think that we will never undergo an emergency in life, and most of the time, emergencies cost a lot of money. In my book No Nonsense Personal Finance, I wrote about setting up an emergency fund as the 3rd step to achieving financial security. Before starting an emergency fund, it is best if you know how much you actually spend in a month. Many people I know are clueless as to how much they spend monthly....

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How Honest Are You?

By Dr. Harold Sala Never pay back evil for evil. Do things in such a way that everyone can see you are honest clear through.  Romans 12:17, Living Bible Your bank’s cash machine has gone berserk, giving out 20’s as if they were 5’s, yet your receipt shows no sign of overpayment.  You immediately know that something is wrong.  You asked for a withdrawal of $100, but it gave you $400.  What do you do?  Would you  a) Use the emergency telephone to alert the bank.  b) Take the money and run,  or c) Call your friends and tell...

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Things to be Thankful For (Part 1)

By Bettinna Carlos I am always nostalgic when it is December, not only because I will be turning a year older but because the feel of it is so conducive for making a year-end inventory or, as I like to call it, “[ac]counting of blessings.” The Lord wants us to give thanks for all things and in all circumstances (Ephesians 5:20, 1 Thessalonians 5:18). This attitude of gratitude when practiced frequently, increases the things to be thankful for as well as opens our eyes to see the blessings in every single thing, no matter how small or unfortunate they...

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Timeless Wisdom for the New Year

By Gordon Robertson, Chief Executive Officer, CBN As the new year begins, it’s good to set aside time to ask God for wisdom. Proverbs 9:10 tells us, The fear of the Lord is the beginning of wisdom. This doesn’t mean we’re afraid of God; it means we are in absolute awe of His majesty, how He works through generations, and how the impossible becomes possible if we simply obey Him. The fear of the Lord is first mentioned in the story of Abraham, who is often called the father of our faith. In Genesis 15:1, God gave him the...

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The 10 Wonders of Christmas

By Dr. Harold Sala His name shall be called WONDERFUL.  Isaiah 9:6, KJV Over 365 names and inscriptions are found in the Bible referring to Jesus Christ, but none is more lovely than the one found in Isaiah where the prophet said, “His name shall be called WONDERFUL” (Isaiah 9:6, KJV).  As a light that sparkles on a tree, the wonder of Christ can hardly be reduced to a treatment of a few minutes, but in that length of time I can give you the ten wonders of Christmas. First, there is the wonder of HIS BIRTH. Any birth...

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