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  • Kung nasadlak man tayo sa utang, huwag mag-alala dahil hindi pa huli ang lahat. Bawat problema ay may sulusyon, ang kailangan lang natin ay umaksyon! — Chinkee Tan Excerpted from “My Utang-Free Diary” published by @csmpublishing Book review coming to www.jacobsfountain.com #bookreview #utangfreediary #debtfree #freedomfromdebt #debtfreesolutions #chinkeetan #chinkeetanbooks