When we hear the word economics, we usually think of inflation, interest rates, jobs, investments, taxes, markets and government policies. Those things are important. They affect our daily lives. They influence the price of food, transportation, tuition, fuel, rent...
When people are dating, it is easy to focus on chemistry, attraction, shared interests and emotional connection. Those things matter, of course. But if you are serious about marriage, you need to look beyond “kilig" and pay attention to character, values and habits....
I was curious about what Filipinos are really worried about when it comes to money. So I did what most people do now; I started searching the web myself. I typed in phrases like “how to save money,” “budgeting tips,” “where to invest,” and “how to grow money in the...
I finished writing a book late last year. The work is now with my editor and soon it will move to layout and printing. That simple sentence carries more weight than it looks. Writing is exhilarating. Editing—and now letting go—is sobering. At this stage, you no longer...
When I started talking about personal finance many years ago, the questions I usually got were about how to budget properly, where to invest or how to prepare for retirement. These are important conversations, and I still teach them today. But after close to four...
I’ve worked in the world of personal finance for decades. I’ve taught thousands, written books and spoken at conferences and churches. But if there’s one lesson I had to learn the hard way—and one I see many others struggle with—it’s this: pride can quietly destroy...
When we talk about financial freedom, many people immediately think of having millions in the bank, retiring early, or being able to buy whatever they want. While there’s nothing wrong with prosperity or success, real financial freedom goes much deeper. It’s not just...
Managing finances is a significant part of a couple’s journey through life together. In the context of marriage, the decision to unify finances can lead to a stronger partnership, fostering trust, transparency and shared goals. While there are different opinions on...
As a personal finance coach, I have spent years teaching the principles of wise money management. But long before financial literacy became a buzzword, the Bible already provided profound wisdom on handling wealth. One of the richest sources of financial guidance is...
As we step into 2025, it’s the perfect time to evaluate your financial situation and set clear priorities that will help you grow financially. The financial habits you establish now will shape your future, providing stability and opportunities. Below are five...